Proceedings of the International scientific and practical conference ― Education and Scientific Progress‖ (February 13-15, 2026) / Publisher website: www.naukainfo.com. - Manchester, United Kingdom, 2026. - 206 p.

35 UDC 658.15:005.334:336.71(477) Ahafonov Andrii PhD candidate, Faculty of Management Poltorak Anastasiia Doctor of Economic Sciences, Professor Head of the Department of Management, Business and Administration Mykolayiv National Agrarian University Mykolaiv, Ukraine MODERNIZATIONOFALGORITHMS FORASSESSINGTHE EFFECTIVENESS OFSECURITY-ORIENTEDMANAGEMENT INCOMMERCIALBANKS Abstract. Contemporary approaches to assessing the effectiveness of security- oriented management in commercial banks under tightening regulatory requirements, digitalization, and rising operational and cyber risks are examined; the findings of recent scholarly publications on the application of Data Envelopment Analysis, the analysis of efficiency determinants using panel data, risk-adjusted indicators, and the impact of technological innovations on banking activities are synthesized, and the key provisions of the Digital Operational Resilience Act and the updated Basel Committee Core Principles are taken into account. The expediency of shifting from viewing efficiency solely as productivity to an integrated, security-adjusted assessment is substantiated, and a conceptual structure of a modernized algorithm is proposed that combines operational-financial, risk-adjusted, and digital-resilience dimensions, along with procedures for normalization, aggregation, and sensitivity testing. The resulting conclusions provide a foundation for employing the integrated assessment in internal control, benchmarking, and managerial decision-making aimed at strengthening banks’ resilience.