Proceedings of the International scientific and practical conference ― Education and Scientific Progress‖ (February 13-15, 2026) / Publisher website: www.naukainfo.com. - Manchester, United Kingdom, 2026. - 206 p.

38 ―security orientation‖. Consequently, in our view, the modernization of assessment algorithms should integrate efficiency measurement and security dimensions into a unified framework for evaluating the effectiveness of bank management. REFERENCES: 1. Ahafonov A. Innovative Tools for Security-Oriented Management of Commercial Banks in Ukraine. Modern Economics. 2024. №47(2024). pp. 5-10. DOI: https://doi.org/10.31521/modecon.V47(2024)-01. 2. Poltorak A., Ahafonov A. Conceptual Foundations for Evaluating the Effectiveness of Security-Oriented Management in Commercial Banks. Інвестиції: практика та досвід. 2025. №4. С. 32-41. DOI: https://doi.org/10.32702/2306-6814.2025.4.32. 3. Poltorak A., Ahafonov A. Uncertainty as a Determinant of Risk in Security- Oriented Management of Ukrainian Commercial Banks. Облік і фінанси. 2025. №3(109). С. 139-148. DOI: https://doi.org/10.33146/2518-1181-2025-3(109)- 139-148. 4. Digital Operational Resilience Act (DORA). URL: https://www.eiopa.europa.eu/digital-operational-resilience-act- dora_en?utm_source (дата звернення: 05.02.2026). 5. Global Basel Committee bolsters rules for supervising banks. URL: https://www.reuters.com/business/finance/global-basel-committee-bolsters- rules-supervising-banks-2024-04-25/?utm_source (дата звернення: 05.02.2026). 6. Milica Inđić, Aleksandra Marcikić Horvat, Miloš Pjanić. Assessing banks efficiency: DEA implementation. BizInfo (Blace). 2025. Vol. X, pp. X-XX. DOI: https://doi.org/10.71159/bizinfo250003I. 7. Soufiane Benbachir. Determinants of banking efficiency in the MENA region: A two-stage DEA-Tobit approach. Banks and Bank Systems. 2025. Vol. 20(1). Pp. 83-97. DOI:10.21511/bbs.20(1).2025.08.