Proceedings of the International scientific and practical conference ― Modern Research And Education‖ (February 16-18, 2026) / Publisher website: www.naukainfo.com. – Warsaw, Poland, 2026. - 247 p.

45 catalyzed long-term improvements in governance and risk management, showcasing how targeted aid can enhance systemic buffers in conflict settings. However, the system's dependence on external inflows highlights persistent risks, such as potential delays in disbursements and exposure to geopolitical uncertainties, which could exacerbate financing gaps and strain asset quality. These challenges underscore the need for complementary domestic strategies to reduce over-reliance on aid and build self-sustaining mechanisms. To further strengthen resilience, policymakers should prioritize diversifying funding sources by engaging additional donors and developing internal sources of financing while accelerating reforms like enhanced non-performing loan resolution and cybersecurity frameworks. Preparing for post-war recovery involves aligning with European Union standards to attract private investment and integrating advanced monitoring tools for early risk detection. As an analyst reviewing this information, the data illustrates a positive trajectory in banking metrics, driven by aid's catalytic role, but also reveals areas for improvement: earlier sections effectively highlight quantitative impacts, yet could benefit from more comparative examples from other conflict economies to broaden applicability; the overall narrative flows well, emphasizing aid's transformative potential, though tightening repetitive elements in mechanisms would enhance conciseness. This synthesis shows that while the current framework is robust, proactive adaptations will be key to transitioning from wartime survival to peacetime growth and integration. REFERENCES: 1. Council of the European Union (2026). Council agrees position on legal framework to provide €90 billion in financial support to Ukraine. Brussels: Council of the EU. Available at: https://www.consilium.europa.eu/en/press/press- releases/2026/02/04/council-agrees-position-on-legal-framework-to-provide-90- billion-in-financial-support-to-ukraine/ [Accessed 11 February 2026].