Proceedings of the International scientific and practical conference ―Synergy of Modern Science and Education‖ (February 2-4, 2026) / Publisher website: www.naukainfo.com. – New York, USA, 2026. - 324 p.

42 8. Compiled on the basis of the Central Bank's report for 2020-2024 .. report on transactions made by payment cards in 2020-2024.